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Policy & Research


The Basic Skills Agency have commissioned a number of pieces of research in the area of financial literacy and Skills for Life.


An Assessment of the Training Needs of Financial Capability Practitioners
London Metropolitan University 2006.

Assesses the supply and demand for training of practitioners working in formal education and the voluntary & community sector.

This report is available for download below


Financial capability amongst adults with literacy and numeracy needs.
Adele Atkinson, Personal Finance Research Centre (PfRC), University of Bristol.
January 2007 .

An analysis of the FSA Baseline Survey of Financial Capability carried out to describe and understand the levels of financial capability amongst adults most likely to have literacy and numeracy needs.

A summary and the full report can be downloaded from the PfRC website.


Evaluation of the Basic Skills Agency's Financial Literacy Development Projects
Dr Valerie Rhodes and Professor Diana Coben. King's College London for the National Research and Development Centre for Adult Literacy and Numeracy (NRDC), March 2007.

An evaluation of

  • how does Financial Literacy engage learners in basic skills?
  • how does engagement in Financial Literacy help raise basic skills levels?
  • what is the potential for embedding basic skills in Financial Literacy provision?

The summary document will be available for download shortly.


FSA Baseline Survey

In 2006, the Financial Services Authority (FSA) published its comprehensive baseline survey to establish the current state of financial capability in the UK.

The Baseline survey is available on the FSA website for download.


HM Treasury

The Government set out its long-term approach to financial capability in Financial Capability: the Government's Long-Term Approach published in January 2007. The report sets out the Government's long-term aspirations for financial capability.

Further details and the full report can be found on the Treasury's website.


Adult Financial Literacy Advisory Group Report

In the 2000 budget the Chancellor allocated funding to the then DFEE to implement emerging recommendations made in a report published by the Adult Financial Literacy Advisory Group (AdFLAG). A copy of this report can be downloaded from the DfES website by clicking here.


Report on the assessment of the training needs of financial capability practitioners 2006 (1605.03Kb)

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The Basic Skills Agency at NIACE is committed to finding, developing and disseminating good practice in literacy, language and numeracy.